Guarantor Loans Affordable loans matched to you

What’s a guarantor loan?

Find out more about guarantor loans and see how much you could borrow today.


If you’re looking to borrow money, a guarantor loan could be a good option. You choose somebody to act as your guarantor, which means they vouch for you being able to make your loan repayments. If you’re unable to make your repayments for any reason, they agree to cover them.

Why choose a guarantor loan?

Guarantor loans can be ideal if you haven’t yet built up a credit history or you don’t have a great credit score. Perhaps you’ve already applied for a credit card or approached your bank about borrowing money but they weren’t able to help. Bamboo can also offer guarantor loans to people who have had a CCJ in the past. Once you have your guarantor loan and you’re making your repayments, this can help you build up a credit history or start to repair your credit score.

How much could I borrow?

You could borrow from £1000 to £8000, and with our guarantor loans the money could be in your bank account today.

Who can be my guarantor?

You can ask anyone who is 21 or over and has a regular income to guarantee your loan. For example, a friend, relative or colleague. A suitable guarantor includes someone who regularly pays their bills on time.

How does a guarantor loan work?

Once you’ve chosen your guarantor and spoken to them, we’ll get in touch. We ask them to fill in an online form with a few details including their bank account details. As soon as they’ve completed the information, we can make our decision on the best guarantor loan for you.

Why choose Bamboo for your loan?

Personalised loan quote tailored to you.
See how much you could borrow - this will not affect your credit score.
Your loan could be in your account on the same day.
Simple to apply online and from your mobile.
See all your details online when you log in.

Why not see what we could offer you today? With Bamboo’s free quote service, there’s absolutely no impact on your credit score. It takes just five minutes and a few details to get your loan quote.

Been asked to be a guarantor?

If you’ve been asked to act as a guarantor, it can be a positive way to help a friend or relative borrow money, e.g. for a car, wedding or home improvements. Find out more about being a guarantor here

What our customers say...

How much do you want to borrow?

For how many months?

The rate you are offered will depend on your personal circumstances. A guarantee may be required.

Representative Example

On an assumed loan amount of £2,600.00 over 36 months

Rate of interest 41% per annum (fixed)

Representative 49.7% APR

Total amount payable £4,557.89

35 monthly repayments of £126.61 and a final payment of £126.54