Debt advice and money guidance

Managing your money

Budgeting is key to managing your money well. There are lots of budgeting techniques out there, quite a few that we’ve covered on our blog. Whichever technique you choose to follow, it is important that you are aware of all your expenses and know which debts to prioritise. If you need some guidance on how to prioritise your debts, Money Helper covers this well.

You can also find lots of great budgeting apps and tools online that can help you take control of your money. Money Helper has an online budget planner that is free to use and a great place to get started.

Rise in cost of living

If you are worried about missing a payment or have missed your loan repayment please take a look at our rise in cost of living webpage. We have a range of support options that can be tailored to your individual circumstances. Having early conversations with us regarding any financial difficulties you might be facing, is the best step you can take.

Getting independent advice

We are always there to help our customers facing financial difficulties but if you need more specialist advice or simply prefer to speak to someone else, there are many not-for-profit organisations that you can reach out to for free financial advice. Some of these are:

• Money Helper
  We’ve included several links to handy pages on Money Advice Service’s website above but you can always reach out to them for any other impartial and free advice.
• Tully
  This is another great place for any free digital debt advice.
• StepChange
  If you’re looking for a more tailored solution to your debt problems, StepChange can help.
• Citizens Advice
  This is another great website for general independent advice.

Give us a call

If your situation has changed and you’re finding yourself struggling to make your loan payments, it’s important you reach out to us as soon as possible. We have a team of experts that work around each customer’s individual circumstances and can offer you a solution that might be more affordable for you in your current circumstances.

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Best ways to contact us

If you have multiple loans, we advise you to do the same and reach out to the company you owe money to as soon as possible. They too might be able to offer you a new payment solution that will help you get through your financial troubles.