All FAQs > What does a Bamboo loan do to my credit record?

If you have a poor or impaired credit history, meeting repayments on a Bamboo loan on time should improve your credit record over time.
When you apply for a Bamboo loan, we will request your credit report from Callcredit and other credit reference agencies. They will provide us with information about your credit history.

You can check your credit report by contacting any of the credit reference agencies in the United Kingdom. Your credit reference file should include information from public sources such as the electoral roll, public records including county court judgments (CCJs), insolvency and bankruptcy data.

Before applying for a Bamboo loan, you can get an instant free quote with no impact on your credit score, so you can check how likely you are to be approved for a Bamboo loan and get an indication of how much your monthly payments would be.

If you don’t have a good credit score, you, like millions of other UK residents, may need a little support from friends or family to get a Bamboo loan. Find out more about Bamboo guarantor loans here.