All FAQs > Can I apply for a loan if I have a CCJ or bad credit?

Can I apply for a loan if I have a CCJ or bad credit?

Yes, you can apply. Whether a County Court Judgment (CCJ) have been made against you in the past or you have not been able to build up a good credit history yet, Bamboo will still consider you for a loan.

We know there’s more to you than just your credit history. So we have created a way of making loans fairer for everyone. It doesn’t matter what’s happened in the past, we’ll do our best to find a loan that works for you.

With our free loan quote service, you can check how likely you are to be approved for a Bamboo loan with no impact on your credit score.

Plus, with a loan from Bamboo, you’ll know exactly how much your monthly payments are so you can plan ahead and be sure you’ll meet them.

If you don’t have a good credit score, you, like millions of other UK residents, may need a little support from friends or family to get a Bamboo loan. Find out more about Bamboo guarantor loans here.

Remember, over time, a bad credit loan from Bamboo may help you to improve your credit score. If you make your regular monthly payments on time, this will show that you are taking credit seriously.