Unsecured Loans Affordable loans matched to you

Unsecured loans explained

What is an unsecured loan and how much you could borrow?


An unsecured loan could be a good option if you’re looking to borrow money. Typically, unsecured loans are for people who have a fair to good credit score.

Why choose an unsecured loan?

Perhaps you have been building up your credit score for a while but you’re not yet able to ask your bank for a loan.

One big advantage of unsecured personal loans is you don’t have to be a home owner to apply. If you do own your home, it will not be used to secure your loan.

Another advantage is that with an unsecured loan, payments are usually fixed so you know what you’ll be paying each month. Once you’re making repayments, this can help you build up your credit score even more.

How much could I borrow?

You could borrow from £1000 to £5000, and with an unsecured loan from Bamboo the money could be in your bank account today.

How does an unsecured loan work?

Once you’ve decided how much you’d like to borrow, simply complete an online form with a few details including your bank account details, employer details and recent addresses. We’ll take a look and make a quick decision on the best unsecured loan for you.

Our decision will be based on a number of things, including your current credit score. You’ll see at a glance what your monthly repayments will be, the total length of the loan and the APR (Annual Percentage Rate of interest).

Why choose Bamboo for your loan?

Personalised loan quote tailored to you.
See how much you could borrow - this will not affect your credit score.
Your loan could be in your account on the same day.
Simple to apply online and from your mobile.
See all your details online when you log in.

Why not see what we could offer you today? With Bamboo’s free quote service, there’s absolutely no impact on your credit score. It takes just five minutes and a few details to get your loan quote.

How does an unsecured loan differ from a guarantor loan?

With a guarantor loan, you choose somebody to act as your guarantor, which means they vouch for you being able to make your loan repayments. If you’re unable to make your repayments for any reason, they agree to cover them.

This can be ideal if you don’t have a great credit score. However, if your credit score is fair to good, an unsecured loan may be a better choice for you.

Find out more about guarantor loans

What our customers say...

How much do you want to borrow?

For how many months?

The rate you are offered will depend on your personal circumstances. A guarantee may be required.

Representative Example

On an assumed loan amount of £2,600.00 over 36 months

Rate of interest 41% per annum (fixed)

Representative 49.7% APR

Total amount payable £4,557.89

35 monthly repayments of £126.61 and a final payment of £126.54