What documents will I need to complete my loan application?

During the application process, our underwriting team may request some of the following documents. Please note, the documents we require may vary depending on your personal circumstances.

Open banking

You might be asked to share your banking data using open banking, a quick and secure way for sharing your financial data. In some cases, this might be a mandatory step to complete your loan application. Refer to our webpage on Open Banking for more details.

Identity documents

Passport (and residency permit if applicable)
National ID card
Driving licence (photo ID only)
Residency permit

Address documents

Bank statement
Utility bill/phone bill
Council tax letter
Store card bill
HMRC letter
Benefits/tax credit letter
Pension letter

Income and finance documents

Bank statement – Must be from within the last 3 months. Individual and joint accounts are accepted.
Payslips - You will need to provide 2 consecutive months of payslips; these must be from within the last 3 months.
Open Banking report through our Open Banking provider
Benefits/tax credit letter

As part of our commitment to being a responsible lender, we look at a wide range of criteria when making a decision to lend. And thus, in some circumstances, we may require some additional documentation.